• Business Growth & Optimisation

Tips for Safely Reopening Your Business After a Lockdown

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Ease back into business safely, smoothly and successfully.

Eighteen months after COVID-19 first reached Australian shores, the impact the pandemic has had on local businesses cannot be understated. Recurring and unpredictable lockdowns pose a significant issue for every merchant whose product or service offering relies on face-to-face interaction.

The culmination of every lockdown comes with an unwelcome wave of uncertainty. Business owners are often faced with questions such as, have I lost regular customers? How much stock should I order? How many staff should I have working at any one time? How do I keep them safe, happy and motivated?

Through multiple lockdowns, it’s become clear that forward-planning is key to locking down and opening up safely so you can get back to business as quickly as possible. Here are six actions merchants can take to safely open their doors, when a lockdown ends.

1. Protect your customers

One of the best things you can do for your business is to make it a safe and hygienic space for staff and customers alike. For hospitality merchants, this is especially important. Zeller research found diners care more about the COVID-safety policies and procedures in place at a venue more than the price of a meal, or the restaurant's location.

To do this, ensure you’re up to date on your local, state, and federal guidelines around capacity limits, masks, and checking in. You may even choose to employ an extra layer of protection by ensuring social distancing at your premises and requiring masks for entry (if this isn’t already a mandated guideline).

This could involve rearranging your physical spaces, including creating one-way traffic zones, establishing check-in points, removing furniture, and spacing the remaining items six feet apart. If you haven’t already, it could also be worth installing protective plastic guards to minimise contact between workers and patrons. Many businesses are simply sliding their EFTPOS machine under the glass, to allow for transactions to take place.

If in doubt, always check the current guidelines as they can change rapidly. Every business owner has a responsibility to ensure the safety of customers. The consequences of not doing so, both health and financial, can be extremely costly.

2. Rethink ‘business as usual’ cleaning practices

Particularly with the contagious nature of the Delta variant, it’s extremely important that all of your physical spaces are regularly (and rigorously) cleaned. Ensure close attention is paid to high-touch areas such as the staff room, countertop, bathrooms, doors and any items that may have been interacted with throughout the day.

This is a priceless preventative strategy that will not only instill a sense of safety, but ensure the consequences of high-risk encounters are effectively minimised.

3. Implement regular wellness checks

Because the symptoms of COVID-19 largely mirror the common cold or flu, it’s essential that no staff come to work sick, however minor the symptoms.

Prior to the pandemic, it was not uncommon for workers to assume that only severe injury or sickness could justify missing a day's work. For this reason, it must be emphasised that even the most minor symptoms are to be treated as a potential COVID-19 infection, which means isolating, monitoring symptoms and getting tested. To ensure your staff feel comfortable missing work, it’s worth reassessing the flexibility of your sick leave policy.

Give employees the opportunity to work remotely if possible, communicate that their position is secure regardless of sick days, and emphasise that workers should stay home if they are feeling at all unwell.

4. Keep the lines of communication open

The tumultuous nature of lockdowns means it’s not only important to keep your clientele updated on ever-changing opening hours, but also on the services you offer, and exactly what you’re doing to keep your employees and customers healthy and safe.

For example, if you run a café or restaurant that now offers contactless delivery or pickup, or a gym owner that now hosts strength classes online via Zoom, let your customers know. This is also your opportunity to strengthen your business's ties to the community. Emphasise what customers' ongoing support means for your business, and educate them on what breaching guidelines could cost you.

Remember to remain consistent with your communication platforms. Whether it’s Facebook, email or website updates, it’s important to ensure your customers know where to go when looking for updates. This includes keeping your Google My Business profile up to date with operating hours, menus and services.

5. Consider keeping additional offerings

An agile mindset has enabled many merchants to pivot their offering and keep revenue coming into their business — albeit in new ways; fine dining has become finish-at-home meals, while personal trainers have become video coaches.

If you pivoted to offer new products or services during lockdown – new delivery options, phone orders, product combinations, or business collaborations – consider hanging on to them as you re-open again, particularly as many people may still be working from home and weeks away from getting back to their usual routine. It can also give you a second stream of income to rely on while your ‘brick and mortar’ revenue recovers.

This is also a good opportunity to encourage your customers to continue using contactless services that keep them and your staff safer while the threat of future lockdowns loom.

6. Rethink your standard processes in the long term

Unfortunately, small businesses will be feeling the impacts of COVID-19 for the foreseeable future. The good news is that adapting quickly and cleverly can help you persevere during tough times.

If you haven’t already, look at your business with a long-term lens and make adjustments that will keep your staff, customers and income protected from the pandemic in the long run. This means investing more in virtual, pickup and delivery services to ensure lockdowns have minimal impact on operations (this includes contactless EFTPOS machines like the Zeller Terminal). In the same vein, you should also invest more in your digital presence to ensure your audiences and clientele are kept informed and potential customers are presented with a strong first impression.

In addition to business services, consider how expanding or changing your product offering could help you fare better in the future. For example, if you run a boutique wine store that has been offering a fortnightly subscription service during lockdown, you could make it a fixture so that customers can make your offering a permanent fixture in their new normal.

Suffice to say, we’ve seen enough lockdowns as a nation now to appreciate that restrictions have become a regular part of life, both commercial and otherwise. And while they can be extremely disruptive, we’ve seen some incredible pivots as a result, proving that Australian small businesses are a resilient, supportive and hardworking bunch.

Once you've considered the above and applied what's relevant to your business, you'll be in a better position to efficiently reopening your business out of lockdown. Sign up to our Business Blog to cash in on valuable insights sent straight to your inbox.

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Meet Zeller: we’re reimagining banking for Australian businesses

Accepting payments, managing your finances, and paying recipients should be simple. Unfortunately, this isn’t always the case. Our research shows the majority of Australian business owners are dissatisfied with their business banking. The truth is, most merchant services solutions aren’t built to help your business thrive. That’s where Zeller comes in. Today, we’re launching Zeller — giving Australian merchants affordable, accessible, and innovative tools that enable businesses to get paid, access their money, and manage cash flow — without ever having to set foot inside a bank. We’re reimagining business banking through powerful new technology, backed up by local support and personalised service. An innovative SME alternative to business banking “Innovative” isn’t a word usually heard in the context of merchant services. Finding integrated financial solutions to grow and support your business often requires you to weave together multiple products from different providers, which typically means longer processing times, more paperwork, and a more frustrating experience. Large enterprises benefit from financial solutions tailored to their specific needs; traditional banks have shown that they’re more than willing to pour resources into supporting big business. However, this comes at a cost to the everyday Aussies behind our small to medium sized businesses. SME owners are typically forced to fit the traditional banking mold, suffering through archaic onboarding processes only to be hit with high fees, lock-in contracts, and slow processing times when the paperwork is complete. For new business owners, this can present what seems like an insurmountable hurdle to starting and growing a venture. With 67% of businesses stating they would prefer a non-Big 4 bank, it’s clear that Australian business banking is fundamentally broken. A lack of innovation from the incumbents means merchants like you are overlooked and underserved, at a time when they should be thriving. Businesses need new tools, technology, and support to grow. And that’s why we built Zeller. What’s in the box Zeller is all-in-one payments and finance solution for Australian businesses. It helps to accelerate your business cash flow by giving you a next-generation EFTPOS terminal, a free business transaction account, and free business Mastercard, all in one box. 1. Zeller Terminal Our research revealed that 71% of business owners using clunky EFTPOS terminals regularly consider switching providers. High costs and expensive fees, slow deposits that impact cash flow, and a lack of local support are all common reasons for businesses looking to switch. The majority of Australian business owners are dissatisfied with outdated EFTPOS technology currently on the market. Zeller Terminal is an all-in-one card payment and EFTPOS solution. Our next-gen payment terminal allows you to accept every payment from every customer – Zeller Terminal accepts contactless devices, contactless cards, chip cards, magstripe cards, and will soon also accept alternative payment methods such as Alipay and ZipPay. As new payment methods continue to emerge and shape the way Australians pay for products and services, Zeller Terminal will adapt to support Australian businesses to grow. Read more about Zeller Terminal . 2. Zeller Transaction Account We understand that being able to effectively manage and access your cash flow is key to the long-term survival of your business.  That’s why we make sure your funds are available as quickly as possible after taking payment from a customer. Zeller Transaction Account is included free when you sign up for Zeller. Your account is instantly ready to use, giving you real-time visibility over your settlements and spending — no lengthy paperwork required. When you take payment through Zeller Terminal, funds are settled directly into your free Zeller Transaction Account within the day. You also have the option of sweeping your funds into any existing bank account, and they’ll be accessible as soon as your bank allows. Read more about Zeller Transaction Account . 3. Zeller Mastercard By giving you the tools to accept payments, store and settle funds, and spend your money, we're significantly reducing the time it takes for you to get access to your funds. According to the Australian Bureau of Statistics, more than 60% of small businesses close within their first three years — and the most cited cause for business failure is poor cash flow. As a business owner, fast access to your funds to pay your staff, suppliers, or buy product, is imperative. Read more about Zeller Mastercard . By seamlessly combining these services into a fully integrated solution, Zeller significantly reduces the time businesses spend on finding a merchant services provider, completing lengthy applications, getting set up, and connecting disparate payments and financial services solutions — all while speeding up your business’s cash flow. Watch the video to see how Zeller works in more detail. Your business, your way Merchant services should work the way your business needs, allowing you to pick and choose the business banking products you need to sustain and grow a profitable business. With Zeller, you have the option to choose the parts you need – Zeller Terminal, Zeller Transaction Account, and Zeller Mastercard work just as powerfully together as an integrated solution as they do alongside your existing products. Learn more about our EFTPOS machines and how our newly launched products are changing business banking for the better.

COVID Safe Tips for Your Business

COVID-19 has transformed the way the Australian and global economies work. Some businesses were forced to shut down or substantially limit their operations, while those who could work from home did so as a safety precaution. Large and small companies have been affected, and it will likely take years for us to see a complete and total recovery. Here in Australia, we are in rather a privileged position compared to the rest of the world. With the number of new COVID-19 cases generally remaining low since late 2020, it appears we have a degree of control over the virus that would be hard to imagine in many other countries. As we begin our return to normalcy, many of those who shuttered their businesses are starting to reopen and office workers are once again commuting to work. Keep reading for advice on staying safe as you and your employees return to your business. Regulatory resources for small businesses Safe Work Australia has a dedicated site for COVID-19 information for small businesses . This makes it easier to understand: your responsibilities to your workers, and how to take simple actions that lower risk. Are you looking to learn about compliance, or how to fill out a COVID-19 risk assessment? This is a great place to start. Practical steps toward a safer workplace As a business owner, following relevant federal and state or territory laws should always be your priority. Your health, and that of your staff, is simply crucial. And closely following these rules and regulations means fewer troubles down the line. Some of the most effective ways to limit the spread of the virus are simple to implement and enforce, such as masks. However, there are plenty of additional steps you can take to keep yourself, your staff, and your customers safe. Engineering controls may sound like a complex term, but in the context of limiting disease spread, it simply means making changes that discourage the spread of the COVID-19 virus. You might like to consider: using plastic, perspex, or a similar barrier to separate staff from customers at checkout. offering social distancing markers on the floor in areas where people queue or congregate, such as outside fitting rooms. printing signage advising customers about applicable capacity limits in your state or territory. placing hand sanitiser at the entrance to your business, and next to your payment terminal. using contactless deliveries and payments. rearranging your office space and/or warehouse, so that all desks, workstations and other areas where your staff do their jobs are, at minimum, 1.5 metres apart. reducing the use of recycled air in HVAC systems, and increasing fresh air intake and natural air flow. talking to the owner or manager of your building, as well as any other businesses in the same building, to work together on risk mitigation. You might discuss staggering staff arrival times and rules for limiting exposure in common spaces, for example. Safer payment processing There are plenty of ways businesses can limit the conditions that lead to the spread of COVID-19, with many involving reduced contact between staff, customers, and others. You should look for payment processing options that support this same goal. There are a few options to consider when it comes to a safer strategy for processing payments. You can: encourage customers to use contactless payment options, such as using tap-and-go cards or mobile wallets. place your EFTPOS (Electronic Funds Transfer at Point Of Sale) terminal behind a barrier with a small area for access, limiting interactions between staff and customers. regularly sanitise your terminal between uses. Zeller offers an integrated payment processing solution for businesses across Australia. By supporting contactless payments, including payments made via mobile wallets, Zeller Terminal helps you create a safer environment — for both your staff, and your customers.

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