Financial services for founders, by founders.

The financial stack to help your startup scale.

9 out of 10 founders don’t trust the banks with their finances.

We’ve built something better.

Zeller for Startups is an all-in-one solution for founders to manage your money, track expenses, and earn more from your capital.

Accounts

Create business accounts to manage teams or projects.

Cards

Manage your spending with customisable debit cards.

Expense Management

Real-time tracking to keep your business expenses in check.

Reporting

See your overall financial position in real-time from anywhere.

Spotlight your brand.

Manage and track your spending with unlimited, free business debit cards tailored to your brand.

Sign up free

Earn more on your capital.

Access your capital anytime while earning more interest than with a traditional bank.

Sign up free

3.2% p.a.

0.25% - 1.05% p.a.

1.05% p.a.

0% - 0.9% p.a.

0% - 1.15% p.a.

Customers are eligible to earn up to 3.2% p.a. standard variable rate on funds saved in an active Zeller Savings Account from 29 May 2025 (AET). Terms apply. Interest rates accurate as of 28 May 2025.

Take control of your accounts.

Managing projects? Tracking expenses? Create unlimited free business transaction accounts for every initiative.

Sign up free

Expense management made easy.

Track business or project expenses in real-time, then categorise transactions to streamline reconciliation.

Sign up free

“We recommend Zeller to all our startups. It combines every financial tool they need at any stage, and gives them time back to focus on growth.”

Paul Bassat
Co-founder at Square Peg

Unlock founder rewards.

Enjoy exclusive benefits when you spend with a Zeller Debit Card for your startup.

Savings account

Earn 3.2% p.a. standard variable rate with Zeller.

Get a better return on your capital.

Expense management

Pay $0 for Zeller Corporate Cards for your first year.

Track and manage expenses for free.

Debit card

Enjoy 5% cash back on your spending with Zeller Debit Card.

Spend and save for your startup.

Accounting software

Save 90% on a Xero subscription for your first 6 months.

Streamline your accounting from the get-go.

Tax compliance

Save 33% on annual tax compliance packages.

When you pay with Zeller Debit Card.

HR

First 3 months free on Employment Operating System.

Simplify HR, payroll, recruitment and benefits.

Everything you need as your startup scales.

Zeller
Traditional Banks
Unlimited, free accounts
BPAY payments
Customisable debit cards
High-interest savings account
Free expense management
Corporate Cards
Mobile invoicing
Founder rewards and benefits

Unlock Zeller for Startups today.

Don't waste time lining up in a bank. Access every financial tool your startup needs in a free, all-in-one account.

Frequently Asked Questions

Zeller for Startups is an all-in-one suite of financial tools that startup founders can use from one online account, removing the need for multiple providers, subscriptions, or expensive add-ons.

  • Business accounts with seamless digital onboarding, enabling founders to open an account in 60% fewer clicks than with traditional banks.

  • Unlimited digital or physical debit card issuance for instant spending.

  • High-interest savings accounts offering an ongoing 3.2% p.a. standard variable rate, maximising the return on capital saved while enabling instant access to funds.

  • Purpose-built expense management seamlessly integrated within the Zeller Dashboard, enabling real-time visibility over employee, team, or project spending.

  • Exclusive founder benefits, including discounts on popular startup software and technology services including Employment Hero, Xero, and Pop Business.

It's free to sign up for Zeller for Startups. There are also no monthly subscription fees, account fees, or charges.

Interested in learning more? Join the waitlist, or email us at startups@myzeller.com.

We'd love to hear from founders, startup team members, industry bodies and associations supporting the Australian startup community, and partners who are interested in supporting our growing startup community.

Have a question which isn’t answered here? Contact us!

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